Published on November 20, 2018—  Leave a comment

Thrift Now, Pay Later: The best new way to shop at thredUP

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Payment can wait. Your new look can’t.

Ever see something on thredUP that you’re dyyyying to own but you just can’t swing it at the moment? Um, only like. Every. Day. That’s why we’re super excited to announce a new partnership with Affirm. It’s kind of a match made in thrift heaven because when you’re shopping secondhand you can’t always wait ‘til that direct deposit hits. Once those one-of-kind finds get snagged by someone else, they’re gone. But now you can make 3 equal installments over 3 months with NO hidden fees and ZERO percent interest. ‘Cause we’re not fans of going into credit card debt for a handbag (tempting, but no). Always splurge responsibly.  

thredit-bulletsJust select Affirm at checkout.

Wanna try it?
We just opened our newest warehouse in Phoenix (!!!) and 400K EXTRA new arrivals were listed on the site with more on the way. To unlock all the never-before-seen deals from $6, turn off the My Home warehouse filter. Happy thrifting!


What do I need to create my Affirm account?
Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.

Does Affirm perform a credit check?
Yes, but it will not affect your credit score. When you first create an Affirm account, Affirm performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.

Is my personal information secure with Affirm?
Yes, protecting your personal information is very important to Affirm. Affirm encrypt sensitive data including Social Security numbers. Affirm also maintains physical, electronic, and procedural safeguards to protect your information. Affirm does not sell or rent your information to anyone.

When is my first installment due?
You have 30 days from the purchase date to make your first payment. Down payment may be required in some cases.

Are there any fees associated with this program?
No. Affirm doesn’t charge late fees, service fees, prepayment fees, or any hidden fees.

Will I be charged any interest?
You will not be charged any interest when you participate in this program.

Who do I contact if I have questions?
Please contact Affirm via email at or by calling (855) 423-3729 for assistance.

Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC.